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TERMS & CONDITIONS

Last Updated: March 19, 2026

1. Introduction

These Terms & Conditions (“Terms”) govern your use of https://www.booksiim.org (“Website”), operated by The Higher Intelligence Agency LLC (“Company,” “we,” “us,” or “our”). By accessing or using our Website, services, coaching programs, digital products, or mobile messaging (SMS) services, you agree to these Terms.

If you do not agree with these Terms, you should discontinue use of the Website immediately.

2. Eligibility

You must be at least 18 years old to use this Website or purchase our services.

3. Use of Website and Services

You agree not to use the Website:

  • For any unlawful purpose

  • To violate regulations, rules, or laws

  • To infringe upon intellectual property rights

  • To transmit malicious code, spam, or unauthorized messages

  • To disrupt security or functionality of the Website

We reserve the right to suspend or terminate access if any prohibited use is detected.

4. Account Creation

When creating an account, you agree to:

  • Provide accurate information

  • Maintain confidentiality of login credentials

  • Accept responsibility for activities under your account

We may refuse service, close accounts, or cancel orders at our discretion.

5. Purchases & Payments

When you purchase any product, subscription, or digital service:

  • You agree to provide current and accurate billing information

  • Payments are processed through secure third-party processors

  • All sales of digital programs, memberships, and downloads are final, unless otherwise stated

  • Subscription services automatically renew until canceled

  • If fees fail to process, we may suspend access until payment is resolved.

6. Refund Policy

Unless stated on a specific offer page, our digital programs, coaching, courses, and memberships are non-refundable due to instant access to intellectual property.

Any exceptions will be clearly listed on the relevant product page.

7. Intellectual Property

All content on the Website — including videos, images, course materials, text, logos, digital files, and training resources — is owned by or licensed to The Higher Intelligence Agency LLC.

You may not:

  • Copy

  • Reproduce

  • Distribute

  • Sell

  • Modify

  • Share

  • Publish

  • Create derivative works

…without prior written permission.

Violation of this may result in legal action.

8. SMS/Text Messaging Terms (A2P 10DLC Compliance)

8.1 Opt-in

By providing your phone number and agreeing to receive messages, you consent to receive SMS notifications, promotional messages, reminders, and updates from The Higher Intelligence Agency LLC, higherintelligence.co and booksiim.org

Message frequency may vary.
Consent is not a condition of purchase.

8.2 Opt-out

You can opt out at any time by replying STOP to any text message.
After doing so, you will no longer receive SMS messages unless you opt in again.

8.3 Help

For assistance, reply HELP or email [email protected]

8.4 Carrier & Delivery Disclaimer

Message and data rates may apply.

Carriers are not liable for delayed or undelivered messages.

We do not sell, share, or rent SMS consent data or phone numbers.

8.5 User Responsibilities

You agree to:

  • Provide accurate mobile numbers

  • Only opt in with a number you personally own

  • Notify us if your phone number changes

9. Third Party Tools & Services

We may use third-party services for:

  • Payments

  • Email and SMS marketing

  • Analytics

  • Hosting

  • Scheduling

  • CRM and automation tools (including GoHighLevel)

We are not responsible for the practices of third-party providers.

10. Links to External Websites

Our Website may contain links to third-party websites.
We do not endorse or control these sites and are not responsible for their content or policies.

11. Termination

We may terminate or suspend access to our Website or services, without notice, for:

  • Breach of Terms

  • Suspected fraud

  • Unlawful conduct

  • Failure to pay

  • Misuse of content or programs

Upon termination, all licenses and access rights immediately cease.

12. Disclaimer of Warranties

The Website and all content are provided “as is” and “as available.”
We make no guarantees that:

  • The Website will be uninterrupted or error-free

  • Content is accurate or reliable

  • Defects will be corrected

  • Results from using our services are guaranteed

13. Limitation of Liability

To the fullest extent permitted by law, The Higher Intelligence Agency LLC is not liable for:

  • Lost profits

  • Lost data

  • Indirect, incidental, or consequential damages

  • Issues arising from use of our Website, content, or SMS services

Your sole remedy is to discontinue use of the Website.

14. Indemnification

You agree to defend, indemnify, and hold us harmless from any claims, damages, or losses arising from:

  • Your use of the Website

  • Your violation of these Terms

  • Your infringement of any rights of a third party

15. Governing Law

These Terms are governed by and interpreted in accordance with the laws of the State of Florida, United States.

16. Changes to Terms

We may modify these Terms at any time.
Updated versions will be posted on this page with a revised “Last Updated” date.

Continued use of the Website after changes constitutes acceptance of the updated Terms.intelligence.co

13. Contact Us

For questions regarding these Terms, you may contact The Higher Intelligence Agency LLC at

Email: [email protected]

© Copyright 2026 SIIM. All Rights Reserved.